• Financial missteps and fraud foster fear, distrust

    Updated: 2012-10-31 19:42:26
    What was the worst financial mistake you've ever made? If you've never had a big money mishap, you're in the minority and should pat yourself on the back. According to a new report, "The Financial Status and Decision-Making of the American Middle Class," by the Consumer Federation of American (CFA) and Primerica, 67 percent of middle-class Americans admits to having made a "really bad financial decision" and almost half made more than one.

  • Emily's list: Autumn edition

    Updated: 2012-10-31 19:42:26
    Tomorrow is the first day of fall, and it's a great time of year for me financially. My summer travel is over, so I'm able to start putting more money back into savings rather than spending it on airfare and taxis. It's also well before the holidays, which are always a financial drain. What time of year do you feel the most financially secure? You can feel more secure year-round with these great tips and articles from personal finance bloggers this week.

  • Of candidates and consumers, Big Bird, binders and bayonets

    Updated: 2012-10-31 19:42:26
    , , Living with credit 497 New , interesting products 104 Research , regulation , industry reports 240 Rewards 47 Protecting yourself 181 The fine print 78 Credit card miscellany 384 Celebrity Money Watch 5 Print Email Of candidates and consumers , Big Bird , binders and bayonets Dan Ray October 27, 2012 Research , regulation , industry reports We've had binders full of women , Big Bird and bayonets , but until Saturday , hardly a peep has been uttered by the presidential candidates about consumer . protection With his weekly radio address Saturday , President Obama broke the near-silence on the topic . He touted the recent work of the Consumer Financial Protection Bureau in beginning to regulate credit bureaus and in winning multimillion-dollar awards from credit card issuers over

  • Emily's list: Walmart + AmEx = Bluebird

    Updated: 2012-10-31 19:42:26
    Earlier this week, American Express and Wal-Mart announced a new prepaid debit card called Bluebird. According to the press release, "Bluebird addresses the need for an affordable, transparent way to manage everyday finances, with premium features, no minimum balance, monthly, or overdraft fees." I'm intrigued by this partnership by two very different companies for a product that actually seems very straightforward and user-friendly. Learn more about it and continue reading to enjoy my 10 favorite personal finance blog posts from the past week!

  • Emily's list: Ask a Stupid Question Day

    Updated: 2012-10-31 19:42:26
    I love obscure holidays. It makes me laugh that people take the time to select arbitrary days and celebrate mundane things. But today's odd holiday, Ask a Stupid Question Day, makes me happy. There may be people who judge you for asking basic questions about personal finance or anything else, but who cares. You never know how many people are wondering the exact same thing but are too scared to ask. While you ponder which non-stupid questions you will ask today, read my list of my 10 favorite personal finance blog posts from the past week!

  • Emily's list: RFID-blocking wallet edition

    Updated: 2012-10-31 19:42:26
    Earlier this week, I discovered RFID-blocking wallets Many passports and credit cards are embedded with radio frequency identification (RFID) chips. These chips contain personal information that can be hacked by clever thieves with portable RFID readers. These wallets have "a built-in shield that prevents personal data from being accessed unless the wallet is opened at approved locations." How cool is that? Keep on reading for my roundup of my 10 favorite personal finance blog posts from the past week.

  • Mom, I'm not a bad son, I'm just on financial autopilot

    Updated: 2012-10-31 19:42:26
    One Saturday morning this past summer, my veil of financial independence momentarily fell, leaving me ashamed and confused. My mother was unable to finance a new car because she thought I -- as her co-signee -- hadn't been making car payments. Since my car payments were left on auto-pilot, I couldn't immediately dispute her assumption. Turns out, it was fraud, but I have since learned to pay more attention to my finances.

  • Moving on credit, steering clear of disputes

    Updated: 2012-10-31 19:42:26
    There's nothing like an extended road trip to remind you how much you lean on a 3.5-inch sliver of plastic. On my multistate move to join CreditCards.com I opted to pay the mover via credit card, even though there was an extra fee for the privilege, because of the extra protection I thought I would receive. But the usual billing protection that comes with a card payment turns out to be more complicated when dealing with movers.

  • Emily's list: Scary debt edition

    Updated: 2012-10-31 19:42:26
    Do you have debt haunting you this Halloween? I do. It's (cue the scary organ music) -- student loan debt! Eek! Don't run away in panic, though. Keep on reading to learn more and explore my 10 favorite personal finance blog posts from the past week.

  • Emily's list: Mobile credit card payments by Square edition

    Updated: 2012-10-31 19:42:26
    Back in the old days, if you worked for yourself and needed to be paid by a client, cash or checks were the only viable forms of payments. In recent decades, it has been easier self-employed people to accept credit cards, but it still involved a clunky machine that was tethered to a land line. New technology makes it very easy for individuals and small businesses to accept mobile payments and keep up with larger companies. Learn about some of this newer technology and explore my roundup of my 10 favorite posts from the personal finance blogosphere from the past week.

  • New Battery-Powered Credit Card Offers Bizarre Menagerie of Rewards

    Updated: 2012-10-31 16:00:45
    New Battery-Powered Credit Card Offers Bizarre Menagerie of Rewards by Ben Demeter on October 31, 2012 Would you rather have a standard plastic credit card with an awesome rewards scheme or an advanced robotic credit card that has lame rewards That may sound like the kind of thing bankers ask one another at cocktail parties , but this is exactly the dilemma many consumers will find themselves facing this week with the launch of Dynamic Inc . s new ePlate credit card As far as technology goes , the ePlate Visa card is the coolest gadget to hit the market since the smart phone . We should know , because we’ve been following the card’s development since Dynamics Inc . first introduced it at the Consumer Electronics Show in Las Vegas this . January The plastic card contains 70 electronic

  • 3 Surprising Ways to Use a Reverse Mortgage Credit.com News Advice

    Updated: 2012-10-31 11:36:37
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Free Credit Score Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Personal Loans 3 Surprising Ways to Use a Reverse Mortgage by Gerri Detweiler on 10 31 2012 You may have heard of reverse mortgages as a way for seniors to tap the equity in their homes to pay for living expenses , but there are other ways that homeowners are using their homes to get . by Many seniors are on fixed incomes , with Social Security payments providing a significant portion of their monthly income . In fact , 160 Social Security provided at least half of total income for more than half of aged

  • How You Can Ease the Burden of Student Loan Debt Credit.com News Advice

    Updated: 2012-10-31 11:36:36
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Free Credit Score Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Personal Loans How You Can Ease the Burden of Student Loan Debt by Benjamin Feldman on 10 31 2012 When it comes to having massive amounts of debt , student loans are one of the biggest culprits , especially now that student loan debt has surpassed credit card debt in America . So what can you do if you find that you’re sitting under a mountain of student loan debt Here are a few suggestions to help you dig your way : out 1. Get a clear understanding of your student loan big picture” The most important number ,

  • South Carolina Residents Hit With Massive Data Breach Credit.com News Advice

    Updated: 2012-10-31 11:36:35
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Free Credit Score Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Personal Loans South Carolina Residents Hit With Massive Data Breach by Credit.com on 10 31 2012 The state of South Carolina is now alerting millions of people that their personal and financial information may have been compromised in a massive cyber . attack The South Carolina Department of Revenue was hit with a hacking attack that exposed about 3.6 million Social Security numbers of those who filed their taxes with the state from 1998 to today , according to a report from the agency . In addition , another

  • Foreclosure Numbers Take Massive Tumble Credit.com News Advice

    Updated: 2012-10-31 11:36:35
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Free Credit Score Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Personal Loans Foreclosure Numbers Take Massive Tumble by Credit.com on 10 31 2012 A majority of the largest metropolitan areas in the U.S . recently received good news on the mortgage front , as foreclosures dropped in the third . quarter Home seizure activity slumped on an annual basis in 62 percent of the nation’s 212 largest population centers during the period , according to the latest data from the Metropolitan Foreclosure Market Report issued by the housing market firm RealtyTrac . A similar amount 63

  • 5 Scams to Avoid After Frankenstorm’ Credit.com News Advice

    Updated: 2012-10-31 11:36:34
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Free Credit Score Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Personal Loans 5 Scams to Avoid After Frankenstorm’ by Identity Theft 911 on 10 31 2012 By Kelly Santos The aftermath of Hurricane Sandy is overwhelming : millions without power , 17 deaths and thousands of canceled flights . Many organizations—government , private and nonprofit are rushing to reach those in need . Unfortunately , so are scammers who prey on people when they are at their most . desperate IDentity Theft 911 has compiled a list of scams to avoid and a few easy tips to make sure your good name

  • Consumers Plan to Pay With Debit Cash for the HolidaysImage paalia via Flickr Credit.com News Advice

    Updated: 2012-10-31 11:36:32
    , : , Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Free Credit Score Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Personal Loans Consumers Plan to Pay With Debit , Cash for the Holidays by Credit.com on 10 30 2012 The improving economy may have led more consumers to feel better about their personal finances , but at the same time , many are still displaying some of the caution about credit card spending they learned in the last few years . That trend should continue in the coming . months Consumers plan to exercise considerable caution where their credit cards are concerned during the holiday shopping season ,

  • What's Missing on Your Credit Report Could Hurt You Credit.com News Advice

    Updated: 2012-10-31 11:36:31
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Free Credit Score Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Personal Loans What’s Missing From Your Credit Report Could Hurt You by Gerri Detweiler on 10 30 2012 When it comes to credit scores , we’re often too critical , focusing on the negatives rather than the positive . But it’s positive information such as accounts paid on time and credit cards with low balances that can really boost your credit . scores So what happens when your good credit references aren’t showing up on your credit reports A consumer who goes by the screen name Vishu Pulle recently posted this

  • Hurricane Sandy The Money Papers You Need in Your Go Bag Credit.com News Advice

    Updated: 2012-10-31 11:36:30
    : Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Free Credit Score Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Personal Loans Hurricane Sandy : The Money Papers You Need in Your Go Bag by Jeanine Skowronski on 10 29 2012 With Hurricane Sandy set to rock the East Coast , millions of Americans need to make sure their financial house is truly in order . It’s important to keep a back-up of certain documents that can be accessed following a natural disaster or . emergency The goal here should be to make sure you set aside information that allows you to easily replace anything that is lost during the unfortunate event ,

  • Credit.com News Advice page 472

    Updated: 2012-10-31 11:36:29
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Free Credit Score Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Personal Loans Posts Credit counseling by Emily Peters on 10 03 2005 The Washington Post reported today that more and more credit counselors are having their non-profit status revoked by the IRS . 1 comment by Emily Peters on 10 03 2005 Business owners and ID theft by Emily Peters on 10 03 2005 The Association of Certified Fraud Specialists recently held a conference to discuss new trends in identity theft . The fastest growing 0 comments by Emily Peters on 10 03 2005 Don’t belive the rumors by Emily Peters on

  • Government Hits Bank of America With Mortgage Suit Credit.com News Advice

    Updated: 2012-10-31 11:36:29
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Free Credit Score Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Personal Loans Government Hits Bank of America With Mortgage Suit by Credit.com on 10 29 2012 Though there have been considerable efforts made to remediate many of the problems stemming from the foreclosure crisis and robo-signing controversy , one of the nation’s foremost participants has remained relatively unscathed . However , that all changed with one recent . lawsuit Countrywide , the controversial mortgage issuer that routinely pushed subprime loans for customers who were not qualified with the full

  • What's Missing on Your Credit Report Could Hurt You Credit.com News Advice

    Updated: 2012-10-30 16:44:06
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Free Credit Score Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Personal Loans What’s Missing From Your Credit Report Could Hurt You by Gerri Detweiler on 10 30 2012 When it comes to credit scores , we’re often too critical , focusing on the negatives rather than the positive . But it’s positive information such as accounts paid on time and credit cards with low balances that can really boost your credit . scores So what happens when your good credit references aren’t showing up on your credit reports A consumer who goes by the screen name Vishu Pulle recently posted this

  • Consumers Plan to Pay With Debit Cash for the HolidaysImage paalia via Flickr Credit.com News Advice

    Updated: 2012-10-30 16:44:04
    , : , Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Free Credit Score Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Personal Loans Consumers Plan to Pay With Debit , Cash for the Holidays by Credit.com on 10 30 2012 The improving economy may have led more consumers to feel better about their personal finances , but at the same time , many are still displaying some of the caution about credit card spending they learned in the last few years . That trend should continue in the coming . months Consumers plan to exercise considerable caution where their credit cards are concerned during the holiday shopping season ,

  • 6 Ways to Make Your Credit Score Less Scary Credit.com News Advice

    Updated: 2012-10-30 16:44:03
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Free Credit Score Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Personal Loans 6 Ways to Make Your Credit Score Less Scary by Jeanne Kelly on 10 29 2012 Halloween is approaching . For kids , it’s a time to dress up and run across people’s lawns to get candy . For adults , it’s a time to buy cheap candy , it eat it all , and then buy some more before Oct . 31. Inspired by this spooky time of year , here are six great tips to boost your credit . score Clean out the cobwebs . 160 Nothing is spookier than walking through a dark room and running into a cobweb . The feel of those

  • Military Members May Have Trouble Dealing With Student Loans Credit.com News Advice

    Updated: 2012-10-30 16:44:02
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Free Credit Score Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Personal Loans Military Members May Have Trouble Dealing With Student Loans by Credit.com on 10 29 2012 These days , many military members face significant economic issues for a number of reasons , and one that has recently drawn the attentions of the federal consumer watchdog is the way in which student loan debt can adversely affect . them In recent months , many military members have lodged complaints both with the Consumer Financial Protection Bureau and the U.S . Department of Defense about the ways in

  • Ways to Make Money from Credit Card Rewards and Perks

    Updated: 2012-10-30 16:43:41
    Here are three ways to make money with your rewards credit card. See how to amplify the effects of cash back rewards.

  • Jeanine Skowronski Credit.com News Advice

    Updated: 2012-10-29 16:12:16
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Free Credit Score Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Personal Loans Jeanine Skowronski Hurricane Sandy : The Money Papers You Need in Your Go Bag by Jeanine Skowronski on 10 29 2012 With Hurricane Sandy set to rock the East Coast , millions of Americans need to make sure their financial house is 1 comment by Jeanine Skowronski on 10 29 2012 Twitter Hashtags Credit Card Customers Should Know by Jeanine Skowronski on 07 24 2012 Following your credit card issuer definitely has some benefits . Oftentimes , the social network is the best place to learn about 0

  • 6 Ways to Make Your Credit Score Less Scary Credit.com News Advice

    Updated: 2012-10-29 16:12:15
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Free Credit Score Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Personal Loans 6 Ways to Make Your Credit Score Less Scary by Jeanne Kelly on 10 29 2012 Halloween is approaching . For kids , it’s a time to dress up and run across people’s lawns to get candy . For adults , it’s a time to buy cheap candy , it eat it all , and then buy some more before Oct . 31. Inspired by this spooky time of year , here are six great tips to boost your credit . score Clean out the cobwebs . 160 Nothing is spookier than walking through a dark room and running into a cobweb . The feel of those

  • Military Members May Have Trouble Dealing With Student Loans Credit.com News Advice

    Updated: 2012-10-29 16:12:14
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Free Credit Score Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Personal Loans Military Members May Have Trouble Dealing With Student Loans by Credit.com on 10 29 2012 These days , many military members face significant economic issues for a number of reasons , and one that has recently drawn the attentions of the federal consumer watchdog is the way in which student loan debt can adversely affect . them In recent months , many military members have lodged complaints both with the Consumer Financial Protection Bureau and the U.S . Department of Defense about the ways in

  • Government Hits Bank of America With Mortgage Suit Credit.com News Advice

    Updated: 2012-10-29 16:12:14
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Free Credit Score Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Personal Loans Government Hits Bank of America With Mortgage Suit by Credit.com on 10 29 2012 Though there have been considerable efforts made to remediate many of the problems stemming from the foreclosure crisis and robo-signing controversy , one of the nation’s foremost participants has remained relatively unscathed . However , that all changed with one recent . lawsuit Countrywide , the controversial mortgage issuer that routinely pushed subprime loans for customers who were not qualified with the full

  • 5 Scary Credit Card Surprises Credit.com News Advice

    Updated: 2012-10-29 16:12:13
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Free Credit Score Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Personal Loans 5 Spooky Credit Card Surprises by Jason Steele on 10 29 2012 Once again this Halloween , children will dress up in their scariest costumes to roam the neighborhood in search of frights and delights . Yet parents know that that the most frightening person in costume prowling their neighborhoods is often their mail carrier delivering their credit card statements . And their fears are often justified as there are still plenty of tricks that lurk within the realm of their credit . cards Late payment

  • 5 Scary Credit Card Surprises Credit.com News Advice

    Updated: 2012-10-29 16:12:12
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Free Credit Score Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Personal Loans 5 Spooky Credit Card Surprises by Jason Steele on 10 29 2012 Once again this Halloween , children will dress up in their scariest costumes to roam the neighborhood in search of frights and delights . Yet parents know that that the most frightening person in costume prowling their neighborhoods is often their mail carrier delivering their credit card statements . And their fears are often justified as there are still plenty of tricks that lurk within the realm of their credit . cards Late payment

  • Credit.com in the News 10 26 12 Credit.com News Advice

    Updated: 2012-10-29 16:12:11
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Free Credit Score Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Personal Loans Credit.com in the News 10 26 12 by Tim Langevin on 10 28 2012 This week the experts from Credit.com contributed to a wide range of publications on subjects including debt collection , identity theft , fraud and credit card marketing . Check out the hits Credit.com Chairman and Co-Founder Adam Levin had a busy week sharing his wealth of knowledge about all things credit with several news outlets . First up , he was quoted by Yahoo Finance about the need for updating debt collection practices for

  • How to Use a Debt Snowball to Repay Credit Card Debt

    Updated: 2012-10-29 16:11:47
    Millions of people have used the debt snowball to eliminate billions of dollars in credit card debt. See how you can use this strategy for yourself.

  • Barnes and Noble Hit in Massive Credit Card Skimming Spree

    Updated: 2012-10-29 16:00:59
    Barnes and Noble Hit in Massive Credit Card Skimming Spree by Ben Demeter on October 29, 2012 It’s been 28 weeks since we last reported on a major credit card theft , and to be honest we were getting accustomed to the peace and quiet . But now , seven months after that massive raid it appears that these halcyon days have finally come to an end and you’ve got America’s largest bookstore to . blame This week , Barnes Noble Inc . reported that it has fallen victim to a massive credit and debit card skimming spree . After a month-long investigation , the company discovered that hackers compromised the card processing machines at 63 stores in nine different states , including stores in New York City , San Diego , Miami and . Chicago Barnes Noble has yet to disclose exactly how many credit and

  • Supreme Court Grants Cert to My Morning Drive

    Updated: 2012-10-29 15:55:35
    When you live in Champaign, Illinois, it is a surprise to get to work and found out the U.S. Supreme Court has agreed to hear a case involving a business you drive past every morning. This morning was different, however....

  • Credit.com in the News 10 26 12 Credit.com News Advice

    Updated: 2012-10-28 10:30:34
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Free Credit Score Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Personal Loans Credit.com in the News 10 26 12 by Tim Langevin on 10 28 2012 This week the experts from Credit.com contributed to a wide range of publications on subjects including debt collection , identity theft , fraud and credit card marketing . Check out the hits Credit.com Chairman and Co-Founder Adam Levin had a busy week sharing his wealth of knowledge about all things credit with several news outlets . First up , he was quoted by Yahoo Finance about the need for updating debt collection practices for

  • Lenders Predict Heavier Regulation Tighter Standards Credit.com News Advice

    Updated: 2012-10-28 10:30:33
    , Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Free Credit Score Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Personal Loans Lenders Predict Heavier Regulation , Tighter Standards by Credit.com on 10 27 2012 Within the next few months , some new mortgage regulations designed to protect consumers from certain lending practices will likely go into effect , but home loan issuers say that if that happens , they will likely have to tighten restrictions on credit . eligibility Many housing and financial experts including Federal Reserve chair Ben Bernanke and U.S . Secretary of Housing and Urban Development Shaun Donovan

  • Lenders Predict Heavier Regulation Tighter Standards Credit.com News Advice

    Updated: 2012-10-27 18:44:17
    , Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Free Credit Score Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Personal Loans Lenders Predict Heavier Regulation , Tighter Standards by Credit.com on 10 27 2012 Within the next few months , some new mortgage regulations designed to protect consumers from certain lending practices will likely go into effect , but home loan issuers say that if that happens , they will likely have to tighten restrictions on credit . eligibility Many housing and financial experts including Federal Reserve chair Ben Bernanke and U.S . Secretary of Housing and Urban Development Shaun Donovan

  • Financial Literacy for Law Students: Part II

    Updated: 2012-10-26 18:16:11
    Separate from the question of whether we should have financial literacy education for law students, there's the question of what should be included. I'm curious what readers think is important. Comments are open. I'd merely ask that if your comment...

  • How to Deal with Credit Card Debt Collectors

    Updated: 2012-10-26 18:10:39
    See how you should deal with credit card debt collectors. Here’s a strategy guide for talking to collection agencies.

  • New Hygiene Study Finds Your Credit Card is Literally Full of Crap

    Updated: 2012-10-26 17:00:14
    New Hygiene Study Finds Your Credit Card is Literally Full of Crap by Ben Demeter on October 26, 2012 If you thought interest rates were the most disgusting thing about your credit cards , you are in for one heck of an unpleasant surprise . It turns out it’s not just the terms of new card agreements that are making consumers sick it’s also the cards themselves . According to a new hygiene study published in the UK , the credit and debit cards we use every day are unparalleled cesspools of filth . If you’re eating while reading this , we suggest you finish up quickly , because things are about to get . gross The study , conducted by the London School of Hygiene Tropical Medicine in conjunction with Queen Mary , University of London , was designed on behalf of Global Handwashing Day to

  • How to Keep Your Credit Card Data Safe When Shopping Online

    Updated: 2012-10-25 22:23:19
    Learn how to stay safe while shopping online. Keeping your credit card safe is as simple as following these best practices.

  • Big Banks Offer Payday Loans

    Updated: 2012-10-25 16:19:18
    Yes, we know they do, but a Bloomberg story this morning caught my eye. I’ve known for quite a while that Wells Fargo and First Third Bank offered these payday-style loans, called direct deposit advances or ready advances, and also...

  • Fingerhut Is This Credit Building Program a Good Deal Credit.com News Advice

    Updated: 2012-10-25 14:14:19
    : Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Free Credit Score Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Personal Loans Fingerhut : Is This Credit Building Program a Good Deal by Gerri Detweiler on 10 25 2012 Are you trying to rebuild your credit Fingerhut , an online retailer , says it wants to help with its FreshStart program a new twist on the old catalog card” offers that have come and gone over the . years Designed for customers who have been turned down for Fingerhut’s credit card , it gives customers a second shot at proving their creditworthiness so they can qualify for Fingerhut’s regular credit . cards

  • Shakin' Things Up

    Updated: 2012-10-25 11:59:14
    In my most recent Wiley lecture, given in connection with the chair I hold, I argued that boards, particularly in financial institutions, should think outside the box with regard to new board appointments, if they really want to improve corporate...

  • 5 Funny Last Minute Halloween Costume Ideas for the Broke or Desperate

    Updated: 2012-10-24 17:00:25
    5 Funny Last Minute Halloween Costume Ideas for the Broke or Desperate by Ben Demeter on October 24, 2012 So you’ve got a Halloween party to go to in a few days , and once again your chronic procrastination has left you with nothing to wear . With All Hallows Eve quickly approaching , it appears that you only have two options remaining . You can either A run to the seasonal Halloween store and pay 100 for whatever ridiculously marked-up getup they have left in stock that fits you , or B put on a pair of camo pants and a black shirt and go as a military person” just like you’ve been doing for the last four unoriginal years . So what do you do The answer , dear friend , is neither . When the going gets tough , the tough don’t recycle a disappointing cliché or shell out a small fortune for a

  • The Meaning Behind Your Credit Score Range Credit Score Scale Credit.com News Advice

    Updated: 2012-10-23 19:52:18
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Free Credit Score Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Personal Loans The Meaning Behind Your Credit Score Range by Tom Quinn on 10 23 2012 Your credit score is typically represented as a three-digit number that lenders use to help them understand your future credit risk . To understand what that three-digit score means , you need to review it in the context of where it resides in the overall credit score scale . A score of 350 can have a drastically different meaning if it is tied to a 300-950 credit score scale versus a 200-400 credit score . scale While the

  • Student Loan Woes Worse Than Ever Credit.com News Advice

    Updated: 2012-10-23 19:52:17
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Free Credit Score Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Personal Loans Student Loan Woes Worse Than Ever by Credit.com on 10 23 2012 A lot of attention has been paid in recent years to the affordability of college and the amount of debt graduates are now leaving school with , and a new study shows just how dire the situation may be for many . students Today , about two in every three college students now graduate with some amount of education debt , and while that might not seem especially high , the outstanding balances they owe on those loans certainly is ,

  • 5 Simple Ways to Cut Your Monthly Expenses Credit.com News Advice

    Updated: 2012-10-23 19:52:17
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Free Credit Score Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Personal Loans 5 Simple Ways to Cut Your Monthly Expenses by Benjamin Feldman on 10 23 2012 At the beginning of this year , I decided to pay off my credit card and stick to a serious monthly budget . I was excited to pursue this goal , but I was also nervous . After all , we all want to spend less money , right But the problem is that finding new ways to save money is usually much harder than finding ways to spend . money For example , you might decide to pass up a Starbucks latte on your way to work in the

  • MasterCard Spreads Holiday Cheer by Selling All of Your Spending Data

    Updated: 2012-10-22 17:00:18
    MasterCard Spreads Holiday Cheer by Selling All of Your Spending Data by Ben Demeter on October 22, 2012 This holiday season , MasterCard wants to give advertisers the greatest gift of all your personal transaction data . In what looks to be the first scandal of the holiday season , the card company was caught red-handed this week trying to cash in on the holiday spending spree by offering to sell the spending data of its customers to marketing agencies around the . country As Wired reports , the story first broke when a confidential sales presentation from MasterCard leaked onto the Internet . The presentation , which can be found here is titled Leveraging MasterCard Data Insights to Reach Holiday Shoppers . In it , Senior Vice President Susan Grossman details the various ways marketers

  • Why Your College Student Should Have a Secured Credit Card

    Updated: 2012-10-19 00:45:07
    Secured credit cards are great for college students. See why you should consider opening a secured card for your college freshman.

  • Need to Finance Your AdWords Campaign? Put it on Google’s Credit Card

    Updated: 2012-10-17 17:00:30
    Need to Finance Your AdWords Campaign Put it on Google’s Credit Card by Ben Demeter on October 17, 2012 Google’s AdWords service is kind of like a mercenary it can save the life of your small business , but it’s going to cost you . Thanks to the service’s pay-per-click business model , purchasing a sponsored result for popular keyword query can chew up five figures of your budget in a matter of days or even hours , leaving you with no money to do more important things like growing your . startup The good news is that Google knows your pain . To help small businesses afford the kind of valuable Internet publicity that AdWords provides , the World’s Most Popular Company announced this week that it will be expanding its AdWords Business Credit program this fall . We think that’s pretty .

  • How to Negotiate a Lower Rate on a Credit Card

    Updated: 2012-10-17 05:15:07
    See how to easily get a lower rate on your credit card. Did you know that your credit card company has other rate choices for the cards in your wallet?

  • Did Credit Card CCV Codes Just Kick-Start an Obama Donation Scandal?

    Updated: 2012-10-15 17:00:49
    Did Credit Card CCV Codes Just Kick-Start an Obama Donation Scandal by Ben Demeter on October 15, 2012 Looking back on the past four years , it’s safe to say that the Obama administration is more than a little familiar with the credit industry . Not only did President Obama oversee the passing of the CARD Act , which made credit cards safer for consumers to use , he also helped found the Consumer Financial Protection Bureau , a watchdog agency designed specifically to keep an eye on major card companies . Taking all this into account , you’d think that President Obama’s campaign team would know enough to include a very basic security checkpoint for credit card donations made through the campaign’s official . website Apparently , somebody missed that memo . A new report by the Government

  • Jason Steele Credit.com News Advice

    Updated: 2012-10-15 13:44:18
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Free Credit Score Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Personal Loans Jason Steele 5 Ways to Get Into the Airport Business Lounge Without Being Taken for a Ride by Jason Steele on 10 15 2012 Anyone who travels regularly has witnessed the following scene : An airline is preparing an aircraft for departure that seats over 0 comments by Jason Steele on 10 15 2012 Jason Steele has worked as a computer systems administrator , a commercial pilot , and a contributor to several of the top personal finance sites as an expert on credit cards and travel . He is a graduate of

  • Publish2 Credit.com News Advice

    Updated: 2012-10-13 15:46:30
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Free Credit Score Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Personal Loans Publish2 Credit.com in the News 10 13 12 by Tim Langevin on 10 13 2012 This week the experts from Credit.com contributed to a wide range of publications . Check out the hits The big news this 0 comments by Tim Langevin on 10 13 2012 Under Pressure , Credit Card Upsells Disappearing by Christopher Maag on 10 12 2012 When it comes to paying extra money for services from their credit cards , many Credit.com readers admit to having mixed 0 comments by Christopher Maag on 10 12 2012 Two Sure Things in

  • Credit Cards Credit.com News Advice

    Updated: 2012-10-13 15:46:29
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Free Credit Score Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Personal Loans Credit Cards Under Pressure , Credit Card Upsells Disappearing by Christopher Maag on 10 12 2012 When it comes to paying extra money for services from their credit cards , many Credit.com readers admit to having mixed 0 comments by Christopher Maag on 10 12 2012 What the 2012 Election Means for Credit Card Regulations by Christopher Maag on 10 11 2012 When Ben and his wife went shopping for a better credit card deal , they started feeling stuck . Could they find 1 comment by Christopher Maag on

  • Credit Card News Credit.com News Advice

    Updated: 2012-10-13 15:46:28
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Free Credit Score Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Personal Loans Credit Card News This Week in Credit News : Bluebird Is Born by Kali Geldis on 10 12 2012 The biggest news this week revolved around a new prepaid debit card being offered by the world’s largest retailer and 0 comments by Kali Geldis on 10 12 2012 This Week in Credit News : American Express Refunds by Kali Geldis on 10 05 2012 The biggest news in the financial world this week was the Consumer Financial Protection Bureau’s enforcement action with American . Express AmEx 5 comments by Kali Geldis

  • Personal Finance News Credit.com News Advice

    Updated: 2012-10-13 15:46:27
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Free Credit Score Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Personal Loans Personal Finance News Credit.com in the News 10 13 12 by Tim Langevin on 10 13 2012 This week the experts from Credit.com contributed to a wide range of publications . Check out the hits The big news this 0 comments by Tim Langevin on 10 13 2012 Walmart AmEx Team Up for Low-Cost Prepaid Card by Credit.com on 10 10 2012 A lot of attention has been paid to the cost of prepaid and traditional debit cards in recent years , and 3 comments by Credit.com on 10 10 2012 Top U.S . Banks Hit With Massive

  • Debt Credit.com News Advice

    Updated: 2012-10-13 15:46:26
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Free Credit Score Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Personal Loans Debt Attorneys General Oppose Payday Loan Bill by Credit.com on 10 12 2012 Congress is currently considering a bill that would give overarching control over payday lending protections to the federal government , but 1 comment by Credit.com on 10 12 2012 Watch Out : Interest-Free Financing Traps Still Snag Shoppers by Gerri Detweiler on 10 11 2012 No Down Payment No Interest Until 2016 That’s what the banner on the front of the Herman Koos furniture website 0 comments by Gerri Detweiler on 10 11

  • Uncategorized Credit.com News Advice

    Updated: 2012-10-13 15:46:25
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Free Credit Score Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Personal Loans Uncategorized Credit.com in the News 9 21 12 by Tim Langevin on 09 22 2012 This week the experts from Credit.com contributed to different media outlets on subjects including identity theft , 160 data protection and protecting 1 comment by Tim Langevin on 09 22 2012 Can I Get Credit If I’m Unemployed by Tom Quinn on 06 20 2012 Many people are surprised to learn that being unemployed does not directly impact one’s credit score as employment status is 1 comment by Tom Quinn on 06 20 2012 Credit.com

  • Identity Theft Credit.com News Advice

    Updated: 2012-10-13 15:46:23
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Free Credit Score Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Personal Loans Identity Theft Two Sure Things in Life : Death Facebook by Adam Levin on 10 12 2012 What happens to our Facebook profile when we die Who gets to connect with us on LinkedIn , post pictures of 0 comments by Adam Levin on 10 12 2012 Payday Loan Scams 2.0 : Things Just Got Worse by Identity Theft 911 on 10 11 2012 Payday loan scams , when thieves randomly call victims and talk them into paying for a loan they never took , have 1 comment by Identity Theft 911 on 10 11 2012 Should You Think Twice

  • Credit Tips Credit.com News Advice

    Updated: 2012-10-13 15:46:22
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Free Credit Score Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Personal Loans Credit Tips What a Good Store-Brand Credit Card Looks Like by Matt Brownell on 09 24 2012 The list of questions you get asked at the checkout counter seems to grow every year . In addition to the 2 comments by Matt Brownell on 09 24 2012 4 Credit Report Mistakes That Might Be Damaging Your Score by Jeanne Kelly on 09 12 2012 Recently , a client sat in my office , shocked to discover that her credit was in bad shape even though she 5 comments by Jeanne Kelly on 09 12 2012 Are Retail Credit Cards

  • Archives Credit.com News Advice

    Updated: 2012-10-13 15:46:15
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Free Credit Score Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Personal Loans SEARCH Select a Month October 2012 53 September 2012 110 August 2012 121 July 2012 117 June 2012 114 May 2012 113 April 2012 89 March 2012 90 February 2012 85 January 2012 83 December 2011 54 November 2011 72 October 2011 90 September 2011 108 August 2011 152 July 2011 165 June 2011 167 May 2011 164 April 2011 165 March 2011 169 February 2011 164 January 2011 154 December 2010 145 November 2010 146 October 2010 24 September 2010 29 August 2010 33 July 2010 21 June 2010 18 May 2010 17 April 2010

  • What Do For-Profit Colleges Prepare You For? Crushing Debt, Says DoE

    Updated: 2012-10-12 17:00:10
    , What Do For-Profit Colleges Prepare You For Crushing Debt , Says DoE by Ben Demeter on October 12, 2012 After months of working a dead-end job and spending your nights alone in front of the television , you’ve finally decided to do something productive with your life . You’ve enrolled in an online college , because the dancing waitress from the ads told you that it was the best way to improve your station in life . Now , for the first time in a long time , things are looking up . In a few semesters you’ll have your associate’s degree in business administration , and you’ll never have to wash a dish . again Enjoy that feeling , because in three years your life will likely be ruined . Just ask the Department of Education . Recently , the DoE released its first official report regarding

  • Leverage Assets to Pay Down Credit Card Debt

    Updated: 2012-10-12 13:53:34
    Are you paying too much in credit card interest? Leverage your assets to pay down debt fast.

  • Identity Theft 911 Credit.com News Advice

    Updated: 2012-10-11 19:58:42
    Hello . Sign in to get personalized recommendations . New visitor Start here Follow Us Frontpage Topics Forum Editorial Staff Subscribe Credit.com Free Credit Score Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Personal Loans Identity Theft 911 Payday Loan Scams 2.0 : Things Just Got Worse by Identity Theft 911 on 10 11 2012 Payday loan scams , when thieves randomly call victims and talk them into paying for a loan they never took , have 0 comments by Identity Theft 911 on 10 11 2012 Hurricane Isaac : 10 Tips to Keep Your Identity Safe by Identity Theft 911 on 08 28 2012 Naming tropical storms has been around since 1950, largely to avoid confusion among forecasters when more than one storm is 0 comments by Identity

  • NFL Team Credit Card Deal: 10,000 Bonus Points

    Updated: 2012-10-11 00:04:06
    The NFL Extra Points Credit Card (sign up link in the deal box below) offers 0% Intro APR on balance transfers and purchases for the first 12 months after account opening, and also offers a one-time bonus of 10,000 points after first use on the card, equal to a $100 cash back statement credit! Touchdown! To take advantage of the bonus offer, use this link to apply: 


Powered By Credit Karma
 You can choose from 32 team names/logos for the card's design, including the Arizona Cardinals, Atlanta Falcons, Dallas Cowboys, Miami Dolphins, New York Giants and many more! Editor's note,...

  • Your (100% Accurate) Financial Horoscope for October

    Updated: 2012-10-10 17:00:21
    Your 100 Accurate Financial Horoscope for October by Ben Demeter on October 10, 2012 Can you feel the chill in the air October is finally here . Temperatures are dropping , Halloween stores are opening up all over town and soon roving gangs of miscreant youths will hit the streets in full costume , knocking over mailboxes and demanding candy from their neighbors and loved ones in what typically amounts to our least-favorite holiday of the . year But don’t mind us . What’s really important is what the stars have in store for you this month . Will October be full of financial tricks or treats Will you get sick off a sweet windfall or will credit card debt smash your fiscal pumpkins We suppose you’ll just have to read on to find . out Aries March 21 April 19 October may be National Breast

  • Why Your Business Needs a Credit Card

    Updated: 2012-10-09 16:04:25
    Signing up for a business credit card might be the best decision you ever make for your business. See how a business credit card can make accounting easier and more reliable.

  • Virgin America Credit Card Bonus: 15,000 Points

    Updated: 2012-10-06 00:39:17
    New recommendation: Outlaw highly recommends Virgin America as an airline (which we have flown numerous times now!), and their VISA Signature-branded credit card, the Virgin America Visa Signature Card. This card makes it easy to earn Elevate points, which can be redeemed toward flights on Virgin America - plus there's a lucrative bonus promotion at the moment. Details on their limited time offer and application link are provided below. 


Powered By Credit Karma
 Editor's note, 10/5/2012: This web site has a financial relationship with the issuer(s) featured above, and may be compensated for clicks or referrals.

  • Can You Have Too Many Credit Cards?

    Updated: 2012-10-05 20:30:00
    The average American has several credit cards. How many credit cards is too many?

  • Are Platinum Credit Cards Better than Gold or Silver Cards?

    Updated: 2012-10-04 14:55:05
    Are platinum cards better than gold credit cards? Learn why you shouldn’t look to a card’s color or name to determine its worthiness.

  • Full Sail’s ESL program

    Updated: 2012-10-04 10:36:47
    People are like snowflakes – no two are exactly alike. Each of us is interested in different things and passionate about different disciplines. Even the most ardent English student is interested in more than just English but so many English Immersion Programs are cookie-cutter creations that put their focus too squarely on the language itself. [...]

Current Feed Items | Previous Months Items

Sep 2012 | Aug 2012 | Jul 2012 | Jun 2012 | May 2012 | Apr 2012